Authorized independent agent and licensed in GA 595707 and 153782, AL A221211, AR 394983,
AZ 1028006, CA 0I04295, FL P009487, IA 7081467, MO 8055643, MS 405036, NC 7081467,
NJ 1526012, NY LB-1177472, SC 380702, TN 930031, TX 1569264, and VA 614046. Coverages and availability vary by state. Not all businesses and individuals qualify. This does not constitute legal, tax, or accounting advice or opinion. Consult with an experienced and properly licensed professional regarding the specific suitability of any planning technique or benefit plan design.
Unless expressly stated otherwise on this website, (1) nothing contained in this website was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended; (2) any written statement contained on this website relating to any federal tax transaction or matter may not be used by any person to support the promotion or marketing or to recommend any federal tax transaction or matter; and (3) any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor with respect to any federal tax transaction or matter contained in this website. No one, without our express written permission, may use any part of this website in promoting, marketing or recommending an arrangement relating to any federal tax matter to one or more taxpayers.
Personal High Limit Disability - $100,000+/month limits
Top Hat - Automatic Issue $10,000 Additional Disability
Guaranteed Issue - up to 75% & $50,000/month
Buy In Disability Insurance
Buy-Sell Disability Insurance
Key Person Disability Insurance
Pension Funding Completion
Contract Completion Guarantee
Salary Continuation Disability Insurance
Severance Agreement Disability Insurance
Medical Coverage - up to $5 Million
USA Residents Major Medical Plan
Foreign Nationals in USA
Group International Major Medical
Medicare Bridge Insurance
Life Insurance - up to $100 Million
High Limit Accident Insurance
International Term Life Insurance
Short Term Contingent Life / Disability
Key Person Contingent Life Insurance
Business Bank Loan Life Insurance
Buy Sell Life Insurance
Other Special Risks - Protect Your Equity
Extortion, Kidnap & Ransom - up to personal or corporate net worth, with Unlimited Expense for an experienced Crisis Response Team
Event Cancellation, Postponement or Non-Appearance - for concerts, conventions, shows, performers, promoters, agents, speakers, venues, etc.
Litigation Buyout or Claim Cost Cap - Financial risk of existing litigation or liability is removed from your balance sheet with this policy
Tax Position Guarantee - Insurance guarantees a particular tax position taken by an organization
Credit / Accounts Receivable - Insures against risk of non-payment on a domestic only, export only, or worldwide cover basis
M&A Representations & Warranties - Insurance to reduce or replace the escrow, or provide additional protection above the amount escrowed
Advantages & Features
Issues in 24 - 48 Hours
No Medical Exam, Tests or Records
Simple One Page Application
30 day to 10 year Terms
War Zone, DUI, Drug Abuse - ALL OK
For Divorced Spouse, Surrogates, etc.
Advantages & Features
Covers where other carriers Deny
Own Occupation Definition
Residual Benefits at 15% Loss
100% Benefit for 80% Loss
Optional COLA Adjustments
Monthly & Lump Sum Benefits
ABA solves insurance problems for individuals and organizations that most agents are unable to address. To obtain quotes and more information, contact ABA.
In addition to solving typical HR and employee benefit problems, ABA solves more difficult issues with our access to Lloyd's of London. Through individual, group and multi-life policies, ABA can select niche products that cover risks that most carriers decline.
Call ABA to discuss High Limit Life & up to 75% Disability coverage, as well as special situations, such as International War Zone risks, high risk occupations, over age 65, coverage for 100% of business loans, etc.