Individual & Family Health Insurance

Free & Discounted Prescriptions and Financial Help

ABA encourages you to seek the lowest possible prices for all of your healthcare needs, such as drugs. Compare prices and shop to save money. No one source has the lowest cost for all medications, with or without insurance, so click on the links below to compare your options, check eligibility and start saving. To help find pharmacies with the lowest costs for many drugs and therapeutic alternatives, we also recommend that you check with multiple sites, such as these: MedTipster.com , eDrugSearch.com and FreeDrugCard.us to consider even more options.

Free Prescriptions - 14 to 21 day supplies for many popular generic, common oral Antibiotic prescriptions, regardless of your insurance, available at: Publix (also offers free 30 day supplies of Lisinopril & Metformin), Meijer , Martin's and Schnuck's pharmacies.

Free Mail Order Prescriptions - Up to 30 day supply of select popular brand name medications (such as Actonel, Advair, Ambian, Boniva, Cialis, Lipitor, Singulair, etc.) are available Free by mail order from Xubex.

$4 prescriptions for up to a 30 day supply for 300 to 400 generic drugs, regardless of your insurance, available at: Wal-Mart & Sam's Club, Target Pharmacy, Kroger (and their affiliated stores), and Giant Eagle. 90 day supplies are available at Kroger, Wal-Mart & Sam's Club for $10, at Walgreens for $12 (with $20 annual membership card), and at KMart Pharmacy for $10 or $15. If you use another pharmacy, ask your pharmacist if they "match" prices.

As low as $20 for up to 360-day supply by mail for many generic drugs, regardless of your insurance, from Xubex (plus $3.85 for shipping).

Co-Pay Subsidies are available (except in MA and for Medicare and Medicaid) from several drug manufacturers for specific prescriptions, including: $4 co-pay for Lipotor, maximum co-pay of $10 for Enbrel, reduced $5 monthly co-pay for Orencia, reduced co-pay to $5 or no cost for Humira, up to $50 savings for Nexium. Check your drug manufacturer's website and click here for more coupons and deals.

Patient Assistance Programs (PAPs) provide free or low cost medications to eligible participants. Some help patients and families with incomes up to $80,000 qualify for support with certain specific diseases or conditions, including assistance for medicine co-pays, medical supplies and services. Here are four "general" sites:

PatientAssistance.com 1,000+ programs, all searchable from your list of medications.

Partnership for Prescription Assistance 475 programs on the Internet or call 888-477-2669.

NeedyMeds.Com a great site to start your search, with a wide range of resources.

RxAssist.org allows you to search for support for up to 5 drugs at one time

There are also PAP sites that offer help for certain specific diseases, such as these:

Chronic Disease Fund support for Asthma, Breast Cancer and certain other diseases.

CaringVoice.org serves patients with CGD, HD, Pulmonary Fibrosis or Hypertension & other diseases.

Copays.org helps insured patients with co-pays for certain Cancer, Diabetes & other diseases.

UneedPSI.org helps patients with Leukemia, CF, Hemophilia & certain other diseases.

Patient Access Network provides financial support for Anemia, RA, MS & certain other diseases.

Discount Drug Cards - there are many, but these we recommend:

More Tips on Cutting Your Drug Costs

1. Check and compare multiple options - no one source has the lowest cost on all medications, so using multiple sources will likely save you the most. Some sources are limited based on income and lack of insurance coverage, while others have no restrictions.

2. Talk With Your Doctor. Your doctor can easily tell you which prescriptions will more than likely cost you more or less depending on your condition. Remember there always isn't just one way of doing things. Let your doctor know that your prescription prices are too high for your budget and see what he/she can do.

3. Buy In Bulk. Check to see if a larger quantity will result in you obtaining discounted volume prices. Many mail-in-order sources offer 90 day supplies for only 2 monthly co-pays.

4. Find a Patient Assistance Program. Most all drug manufacturers have some sort of patient assistance program for people meeting certain income requirements (some accept family incomes up to $80,000), and some are only for certain diseases. Some exclude people with insurance coverage, while others will help pay for insurance premiums, copays or coinsurance. It pays to spend time searching and comparing these programs.

5. Ask for Free Samples. Ask your pharmacist or doctor if they have or can get any free samples of the prescriptions that you are taking. Some of the time they can get samples from their pharmaceutical sales representative. Remember, it never hurts to ask!

FreeDrugCard.us - Free Discount Drug Card program sponsored by a non-profit organization to save you up to 75% for prescriptions. Savings vary by program and pharmacy for each drug, so look up pricing online by clicking on the "Pharmacy Locator" and "Medication Pricing" buttons for both plans.

EasyDrugCard - Free Discount Drug Card with up to 75% savings for prescriptions not covered by insurance, and mail order options that include diabetic supplies. Print your card & check prices online.

Together Rx Access - Free Discount Drug Card sponsored by some of the largest pharmaceutical companies, but participation is limited to those who have no prescription drug insurance coverage and meet income requirements. Save up to 40% on selected brand-name prescription medicines and products.

American Benefit Advisors, Inc.

Atlanta, GA 30077-2166

Phone 770-645-5989

Email Info@GoABA.com

Authorized independent agent and licensed in GA 595707 and 153782, AL A221211, AR 394983,

AZ 1028006, CA 0I04295, FL P009487, IA 7081467, MO 8055643, MS 405036, NC 7081467,

NJ 1526012, NY LB-1177472, SC 380702, TN 930031, TX 1569264, and VA 614046. Coverages and availability vary by state. Not all businesses and individuals qualify. This does not constitute legal, tax, or accounting advice or opinion. Consult with an experienced and properly licensed professional regarding the specific suitability of any planning technique or benefit plan design.

Unless expressly stated otherwise on this website, (1) nothing contained in this website was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended; (2) any written statement contained on this website relating to any federal tax transaction or matter may not be used by any person to support the promotion or marketing or to recommend any federal tax transaction or matter; and (3) any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor with respect to any federal tax transaction or matter contained in this website. No one, without our express written permission, may use any part of this website in promoting, marketing or recommending an arrangement relating to any federal tax matter to one or more taxpayers.