Click here for Personalized Service if you are a GAor SC resident and have health conditions or just want a live agent to help you compare coverage and premium options. Complete the 1-page form and fax or email it back. Our Individual Health Plan Specialist is available to discuss your needs and questions.
Now that you have considered Health insurance. . . Take 5 minutes to determine if you have enough Disability and Life insurance to protect your family in the event of your inability to bring home your pay check.
Some financial advisors say you need 5 to 7 times your annual pay in Life Insurance and 70% to 80% of your monthly pay in Disability Insurance.
However, for a more precise determination of your needs, here are four great independent web resources that can help you consider most of the unique variables to calculate your needs and guide you in selecting the best policy:
Cigna - New individual plans in GA, FL, NC, SC, TN & TX with benefits traditionally only available to larger employers, such 24/7 service, nationwide newtwork, and no waivers or riders for pre-existing conditions with prior individual or group creditable coverage.
CoventryOne - Great choices for GA Individuals with a variety of Copays and Deductibles - plus Dental & Vision benefits are available.
Kaiser - Georgia - rated #1 in customer satisfaction for metro Atlanta HMOs, offers great coverage options and access to over 2,000 physicians.
Golden Rule / UnitedHealthOne- Available in most states - backed by UnitedHealthcare offering traditional PPO plans, HSAs and Short Term Medical plans, with options to add Accident and Term Life coverage.
Aetna - Available in most states - your Personal Health Record is included for individuals purchasing an Aetna Advantage Individual health plan to help you better manage your health.
Anthem - Blue Cross -GA, TX- One of the largest Health Insurance carriers, offers HMO, PPO and POS plan options. Short-term health plans are available, too.
Humana ONE - Available in most states - with many coverage options, including 10, 15 or 20 year Term Life and Dental coverage, all with ONE application.
Assurant - Available in most states - one of the oldest Major Medical Health carriers, includes 24/7 toll-free access to TelaDoc Medical Services for on-demand counsel from board-certified, primary care physicians.
GAP WARNING
If you are uninsured for more than 62 days, you will most likely lose coverage for any pre-existing conditions and have a waiting period of up to 12 months on any new individual or employer group health policy.
All premium rates are fixed by state law - there's no lower cost than with ABA.
For quick, side by side comparison of quotes from top rated carriers, and an easy way to select the deductible, coinsurance and copays that you want, just click hereor go towww.FreeQuotz.comfor ABA's easy, 24/7 online Private Healthcare Exchange.
If you already know which Carrier you prefer, click on one of the links below:.
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General Disclaimers
1. Applicants should not cancel any in-force health coverage until written formal approval from the insurance company selected is received.
2. The quotes shown are estimates only, and are subject to change based on the proposed insured's medical history, the underwriting practices of the health plan, the selection of the appropriate Provider Network, the optional benefits selected, occupation (where allowed by state), if any, and other relevant factors. The insurance company reserves the right to change the terms of a policy upon proper notification.
3. The quotes shown are for the requested effective date ONLY. If the actual effective date of coverage is different from the requested effective date, the actual cost may differ from the quote above due to rate increases or policy changes from the insurance company and/or one or more family members having a birthday as rates are highly dependent on age. The carrier selected may not guarantee its rates for any period of time.
4. This is not a complete solicitation of health insurance coverage. Please refer to sales brochure and applicable inserts for further information. Sales brochures and applicable inserts may be downloaded or can be obtained by calling us or the carrier.
5. The benefits shown in the details summary are not guaranteed. Please refer to the sales brochure and applicable inserts for further information.
Non - Health Insurance Options
The Card - For only $10 per month your entire family can have 24/7 toll free call access to U.S. board-certified doctors (with $0 consult fee), medical bill negotiators & dental, vision and prescription discounts - all rolled into one easy-to-use card. Resolve many of your medical issues via phone or online video consultations when and where you need it. Teladoc MDs can diagnose, treat and prescribe medications for many medical issues including cold and flu symptoms, allergies, bronchitis, sinus problems, urinary tract infection, respiratory infection, pink eye, ear infection and more!
Private MD Labs - No doctor office visit - order your choice of lab tests, choose a LabCore from multiple labs near you, and get results sent directly to you. Significantly lower costs than AnyLab for most tests.
Medical Sharing Programs - ABA has identified three programs for Christians that are EXEMPT from Obamacare taxes and mandates. Click here for a report on these plans and here for detailed comparison of costs, options, exclusions, and more from the Citizens' Council for Health Freedom.
Medi-Share - Christians sharing Healthcare costs on biblical principles since 1993. Families average contribution is $282/month. (800) 772-5623
Christian Healthcare Ministries - More than $1 billion shared since 1982. As low as $300/month contribution per couple for Maternity. (800) 791-6225
Samaritan Ministries - Founded in 1994, members pay an annual $180 membership fee and a monthly share that they send, not to the ministry, but directly to another member who has a qualified medical need. The monthly share for a family has never exceeded $355/month. (888) 268-4377
Authorized independent agent and licensed in GA 595707 and 153782, AL A221211, AR 394983,
AZ 1028006, CA 0I04295, FL P009487, IA 7081467, MO 8055643, MS 405036, NC 7081467,
NJ 1526012, NY LB-1177472, SC 380702, TN 930031, TX 1569264, and VA 614046. Coverages and availability vary by state. Not all businesses and individuals qualify. This does not constitute legal, tax, or accounting advice or opinion. Consult with an experienced and properly licensed professional regarding the specific suitability of any planning technique or benefit plan design.
Unless expressly stated otherwise on this website, (1) nothing contained in this website was intended or written to be used, can be used by any taxpayer, or may be relied upon or used by any taxpayer for the purposes of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended; (2) any written statement contained on this website relating to any federal tax transaction or matter may not be used by any person to support the promotion or marketing or to recommend any federal tax transaction or matter; and (3) any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor with respect to any federal tax transaction or matter contained in this website. No one, without our express written permission, may use any part of this website in promoting, marketing or recommending an arrangement relating to any federal tax matter to one or more taxpayers.
